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Additionally, customers for this kind of plan can have serious lawful or criminal backgrounds. It is very important to note that different service providers use a range of issue ages on their ensured concern plans as low as age 40 or as high as age 80 - final expense company. Some will also supply greater stated value, approximately $40,000, and others will certainly allow for much better survivor benefit problems by improving the rate of interest rate with the return of premium or lessening the variety of years up until a complete fatality advantage is offered